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Why Choose Steele Advantage Financing?
Looking for the best place for your vehicle financing needs? Here’s why Steele Advantage Financing stands out:
Financing Solutions for Every Credit Situation
Whether you have bad credit, good credit, or no credit, we’ve got you covered. Our financing solutions are tailored to meet the needs of every customer, making auto financing achievable for all.
Extensive Locations
With over 50 locations across Atlantic Canada, Steele Advantage Financing is conveniently located to serve you better. No matter where you are, our team is ready to assist you with your vehicle financing needs.
Largest Inventory in Atlantic Canada
Gain access to the largest selection of both new and used vehicles in Atlantic Canada. Choose from over 1400 meticulously inspected used vehicles and over 5000 new vehicles spanning 27 different brands – all in stock and ready for you to drive home today.
Free Contactless Delivery
Enjoy the convenience of free contactless delivery anywhere in Atlantic Canada. We’ll bring your new vehicle directly to your doorstep, making your car-buying experience hassle-free.
Commitment to Excellence
Our team of local credit specialists in every Atlantic province is dedicated to providing you with exceptional service. From assisting you with financing options to ensuring a seamless car-buying process, we strive for excellence in everything we do.
Your Partner in Vehicle Ownership
At Steele Advantage Financing, our goal is to assist every customer in achieving their goal of vehicle ownership. No matter your credit situation or budget, we’re here to help you find the perfect vehicle and financing solution to fit your needs.
Experience the Steele Advantage Difference
Ready to find your dream car? Experience the Steele Advantage difference today. Contact us or visit one of our locations to get started on your journey to vehicle ownership.
Frequently Asked Questions
What do I need to qualify for a car loan and can I still be approved if I’ve been rejected before?
- We can absolutely approve you regardless if you’ve been rejected in the past. Here’s what you’ll need to qualify for a car loan with us: A valid driver’s licence. Be a resident of Canada. Have an income of at least $1,500 per month.
I recently arrived in Canada and have no credit history. Can I get a car loan?
- Yes, we provide financing for new arrivals to Canada every day. We can often get you approved through one of our many lenders or our own in-house leasing program custom made for new Canadians.
What is the minimum credit score for a car loan in Canada?
- Credit bureaus typically rate your credit score on a scale from 300 to 900 with 300 being the lowest score and 900 being the highest. Lenders will look at your credit score to decide your creditworthiness, determining if you will be approved for a vehicle loan. If you have a score of 620 or higher, you have average to good credit and will likely be approved for a car loan. A score lower than 620 likely means you’ll have a harder time getting a car loan from a traditional lender. However, though we do check credit scores, we look beyond the three-digit number and take into account your whole financial situation.
Can I get approved even with bad credit?
- Steele Advantage Financing was created to allow everyone an equal opportunity to drive a safe and reliable vehicle. Don’t let credit concerns keep you from your next vehicle. We have the experience and resources to help with all the following types of credit situations including:
- Bad credit / no credit
- First time car loan applicants
- Slow, late or missed payment history
- Getting a car loan after bankruptcy
- Consumer proposal
- Repossession
- New to Canada
- Divorce
- Low income
- Orderly Payment of Debt
- Poor credit due to unexpected events
How long does it take and when will I know if I’m approved for financing?
- We usually have approvals within 24 to 48 hours of you filling out an application and will notify you through email and/or by phone. Oftentimes it’s even quicker than that!
What will the interest rate on my car loan be?
- The interest rate you’ll pay depends on a number of factors, including your income, your credit score, and the size of your loan.
If I've declared bankruptcy, how long will it be before I can get credit?
- It is very possible to get credit from day one after filing for bankruptcy without having to wait to be discharged. We've often managed to get recent bankruptcy applicants driving the same day.
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